Four Best E-Commerce Funding Options Now
Your e-commerce business is doing well, and it’s time to expand with more technology, staff, or inventory. That’s why you’re now evaluating the best e-commerce funding options.
We are here to help.
As you begin, consider your options, including:
- Bank loans
- Venture capital
- Business Credit Card
- Specifically designed programs
Bank Loans
Bank loans can be a good choice for e-commerce business owners with a predictable cash flow, solid credit, and a detailed business plan demonstrating why they need the capital now.
Business Credit Cards
Business credit cards are fantastic for relatively small purchases but not for a significant investment or when you lack a clear understanding of your ability to pay back the purchase.
Venture Capital
When should you consider venture capital for your e-commerce business?
Venture capital is an excellent option for e-commerce businesses looking to grow fast. With the right venture partner, you can get a lot of capital and access to mentorship and expertise you wouldn’t find elsewhere.
However, with venture capital, you are giving up a degree of business control which may not be desirable to all business owners.
Specifically Designed Programs
There are several other great solutions designed just for the ecommerce owner. Consider the following options.
Who Should Consider SellersFi (formerly SellersFunding)?
要求
Any e-commerce business looking to scale, launch new products, expand into new markets, etc.
- You must have at least six months of sales history
- At least $20,000 of net sales per month for either your marketplace store or e-commerce website
- Be in good standing.
优点
- Lending up to $5M
- Terms up to 24 months
- Approvals in as little as 48 hours.
- Rates as low as 1% per month
- No impact on your credit score
弊端
- The all-in-one financial solution platform may be more than required if you only need funding.
Get Started with SellersFi (formerly SellersFunding).
Who Should Look To Payability?
要求
- 在电子商务领域至少有90天的销售记录
- 至少有$10,000的销售记录
优点
- 每月市场销售收入的75%至150%的高资本预付款
- Up to 2% cash back if you also leverage the Payability Seller Card
- Can get payouts of up to 80% of each day’s sales — every day
弊端
- 没有客户的成功来支持你的业务
谁应该使用Wise？
要求
E-commerce businesses with lots of international transfers can live with slower transfer times.
优点
- 有70多个国家的发票付款
- 伟大的API
弊端
- 只提供自动服务，等候时间较长
谁应该使用亚马逊借贷？
要求
这是一个只接受邀请的解决方案。
优点
- 申请程序简化（如果被邀请）。
- 降低利率
弊端
- 抵押贷款
- 仅适用于在亚马逊市场上销售的小企业主
SellersFi is a global financial technology company that aims to empower growth for e-commerce sellers by providing the most comprehensive suite of financial solutions.
Payability is the financing company for Amazon and e-commerce sellers. Their financing solutions Instant Access, Instant Advance and the Payability Seller Card are designed specifically for the needs of e-commerce businesses.
For our customers, using TransferWise is as simple as sending money from A to B, but behind our app and website is a complex engine of currencies and routes that is being designed, built, and powered by our talented teams in cities worldwide.
亚马逊借贷建立在一个简单的理念上，即商业借贷不一定要很复杂。这 仅限邀请的项目 为符合条件的美国中小型企业提供商业融资解决方案，无需冗长的文书工作和漫长的等待时间。