Four Best E-Commerce Funding Options Now
Your e-commerce business is doing well, and it’s time to expand with more technology, staff, or inventory. That’s why you’re now evaluating the best e-commerce funding options.
We are here to help.
As you begin, consider your options, including:
- Bank loans
- Venture capital
- Business Credit Card
- Specifically designed programs
Bank Loans
Bank loans can be a good choice for e-commerce business owners with a predictable cash flow, solid credit, and a detailed business plan demonstrating why they need the capital now.
Business Credit Cards
Business credit cards are fantastic for relatively small purchases but not for a significant investment or when you lack a clear understanding of your ability to pay back the purchase.
Venture Capital
When should you consider venture capital for your e-commerce business?
Venture capital is an excellent option for e-commerce businesses looking to grow fast. With the right venture partner, you can get a lot of capital and access to mentorship and expertise you wouldn’t find elsewhere.
However, with venture capital, you are giving up a degree of business control which may not be desirable to all business owners.
Specifically Designed Programs
There are several other great solutions designed just for the ecommerce owner. Consider the following options.
Who Should Consider SellersFi (formerly SellersFunding)?
必要条件
Any e-commerce business looking to scale, launch new products, expand into new markets, etc.
- You must have at least six months of sales history
- At least $20,000 of net sales per month for either your marketplace store or e-commerce website
- Be in good standing.
長所
- Lending up to $5M
- Terms up to 24 months
- Approvals in as little as 48 hours.
- Rates as low as 1% per month
- No impact on your credit score
短所
- The all-in-one financial solution platform may be more than required if you only need funding.
Get Started with SellersFi (formerly SellersFunding).
Who Should Look To Payability?
必要条件
- Eコマースでの販売履歴が90日以上あること
- 販売履歴が$10,000以上あること
長所
- マーケットプレイスの月次売上高の75%から150%の高額キャピタルアドバンス
- Up to 2% cash back if you also leverage the Payability Seller Card
- Can get payouts of up to 80% of each day’s sales — every day
短所
- ビジネスを支えるカスタマーサクセスがない
誰がWiseを使うべきですか？
必要条件
E-commerce businesses with lots of international transfers can live with slower transfer times.
長所
- 70カ国以上で利用可能なインボイス決済
- グレートAPI
短所
- 自動音声サービスのみ、保留時間長め
アマゾンレンディングを利用すべきなのはどんな人？
必要条件
これは招待制のソリューションです。
長所
- 応募手続きの簡素化（招待された場合）
- 金利の低下
短所
- 担保に供しているローン
- Amazonマーケットプレイスで販売する小規模事業者の方のみが対象です
SellersFi is a global financial technology company that aims to empower growth for e-commerce sellers by providing the most comprehensive suite of financial solutions.
Payability is the financing company for Amazon and e-commerce sellers. Their financing solutions Instant Access, Instant Advance and the Payability Seller Card are designed specifically for the needs of e-commerce businesses.
For our customers, using TransferWise is as simple as sending money from A to B, but behind our app and website is a complex engine of currencies and routes that is being designed, built, and powered by our talented teams in cities worldwide.
アマゾン・レンディングは、「ビジネス・レンディングは複雑である必要はない」というシンプルな考えに基づいて作られています。この 招待制 は、対象となる米国の中小企業に対し、煩雑な書類手続きや長い待ち時間を必要としないビジネス・ファイナンス・ソリューションを提供します。