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Four Best E-Commerce Funding Options Now

Your e-commerce business is doing well, and it’s time to expand with more technology, staff, or inventory. That’s why you’re now evaluating the best e-commerce funding options.

We are here to help.

As you begin, consider your options, including:

  • Bank loans
  • Venture capital
  • Business Credit Card
  • Specifically designed programs

Bank Loans

Bank loans can be a good choice for e-commerce business owners with a predictable cash flow, solid credit, and a detailed business plan demonstrating why they need the capital now.

Business Credit Cards

Business credit cards are fantastic for relatively small purchases but not for a significant investment or when you lack a clear understanding of your ability to pay back the purchase.

Venture Capital

When should you consider venture capital for your e-commerce business?

Venture capital is an excellent option for e-commerce businesses looking to grow fast. With the right venture partner, you can get a lot of capital and access to mentorship and expertise you wouldn’t find elsewhere.

However, with venture capital, you are giving up a degree of business control which may not be desirable to all business owners.

Specifically Designed Programs

There are several other great solutions designed just for the ecommerce owner. Consider the following options.

Who Should Consider SellersFi (formerly SellersFunding)?

Any e-commerce business looking to scale, launch new products, expand into new markets, etc.

  • You must have at least six months of sales history
  • At least $20,000 of net sales per month for either your marketplace store or e-commerce website
  • Be in good standing.
  • Lending up to $5M
  • Terms up to 24 months
  • Approvals in as little as 48 hours.
  • Rates as low as 1% per month
  • No impact on your credit score
  • The all-in-one financial solution platform may be more than required if you only need funding.

Get Started with SellersFi (formerly SellersFunding).

Who Should Look To Payability?
  • Mindestens 90 Tage Verkaufserfahrung im elektronischen Handel
  • Mindestens $10.000 Verkäufe in der Vergangenheit
  • Hoher Kapitalvorschuss von 75% bis 150% des monatlichen Marktplatzumsatzes
  • Up to 2% cash back if you also leverage the Payability Seller Card
  • Can get payouts of up to 80% of each day’s sales — every day
  • Kein Kundenerfolg zur Unterstützung Ihres Unternehmens

Get Started with Payability.

Wer sollte Wise nutzen?

E-commerce businesses with lots of international transfers can live with slower transfer times.

  • Rechnungszahlung mit 70+ Ländern
  • Großartige API
  • Nur automatisierte Dienste, längere Wartezeiten

Erste Schritte mit Wise.

Wer sollte Amazon Lending nutzen?

Diese Lösung ist nur auf Einladung möglich.

  • Straffung des Antragsverfahrens (falls eingeladen)
  • Niedrigere Zinssätze
  • Besicherte Darlehen
  • Nur verfügbar für Kleinunternehmer, die auf dem Amazon-Marktplatz verkaufen

Starten Sie mit Amazon Lending.

SellersFi formerly SellersFunding

SellersFi is a global financial technology company that aims to empower growth for e-commerce sellers by providing the most comprehensive suite of financial solutions.


Payability is the financing company for Amazon and e-commerce sellers. Their financing solutions Instant Access, Instant Advance and the Payability Seller Card are designed specifically for the needs of e-commerce businesses.

Wise - ehemals TransferWise

For our customers, using TransferWise is as simple as sending money from A to B, but behind our app and website is a complex engine of currencies and routes that is being designed, built, and powered by our talented teams in cities worldwide.


Amazon Lending basiert auf der einfachen Idee, dass die Kreditvergabe für Unternehmen nicht kompliziert sein muss. Diese Programm nur für geladene Gäste bietet förderfähigen kleinen und mittleren Unternehmen in den USA Finanzierungslösungen ohne langwierige Formalitäten und lange Wartezeiten.

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